Fair ownership. Shared success.
pinyya connects people who want to own homes with those who want to invest in them.
Our mission is to make ownership accessible, transparent, and aligned so that everyone can grow value together.
We believe in progress through partnership: when homeowners build equity, investors earn returns, and housing becomes fair again.
Our mission is to make ownership accessible, transparent, and aligned so that everyone can grow value together.
We believe in progress through partnership: when homeowners build equity, investors earn returns, and housing becomes fair again.
O1
Own what you can, rent the rest.
Start with what’s within reach. Build ownership step by step, without waiting years to begin.
Explore ownership →
Explore ownership →
O2
Invest in homes, not headaches.
Put your capital into real homes, not hidden fees. Transparent, fair, and secure. Built to grow value for everyone.
Explore investment →
Explore investment →
Born from frustration, built for change
The idea for pinyya began in 2020. At the time, our founder was a board member at an Austrian mortgage bank and saw how increasingly out of reach home ownership had become, even for those with stable jobs and strong potential.
Meanwhile, the housing system stayed stuck in old ways: rigid, complex, and unable to adapt to modern life.
Jobs change, families evolve, and yet ownership hasn’t kept pace.
So we asked: what if ownership could be flexible?
What if people could start with what they can afford, grow their share over time, or sell a portion when life changes?
That question became pinyya: a platform designed to connect future homeowners and long-term co-investors in a fair, transparent way.
Meanwhile, the housing system stayed stuck in old ways: rigid, complex, and unable to adapt to modern life.
Jobs change, families evolve, and yet ownership hasn’t kept pace.
So we asked: what if ownership could be flexible?
What if people could start with what they can afford, grow their share over time, or sell a portion when life changes?
That question became pinyya: a platform designed to connect future homeowners and long-term co-investors in a fair, transparent way.
Our journey so far
From a small idea born in Austria to an international team shaping the future of ownership in Europe, every step has brought us closer to making aligned ownership a reality
Foundation
pinyya GmbH founded in Austria
Validation
Legal and tax feasibility studies with external experts
Team Formation
Interdisciplinary team formed across finance, law, real estate, and tech
Expansion Strategy
Strategic decision to build for the European market; fully international team
Growth milestone
Establishment of pinyya invest SIA as an operational entity in Europe
Regulatory Preparation
Preparation and alignment with European regulatory requirements
Early Onboarding
Starting onboarding for our first “Builders” in Austria
European Launch
Planned public launch across Europe
Frequently asked questions
Is pinyya regulated as a financial platform?
How does pinyya help people buy homes sooner?
Does pinyya differ from direct Real Estate investing?
What does “Aligned Ownership” actually mean?
